Payment Plans

Get the canopy you want right now and spread the cost

We offer payment plans to help you effortlessly spread the cost of your canopy over an agreed period of time.

Available for all of our home and garden canopies, the plans also mean you can have a canopy straightaway without having to pay the full cost in one go.

Take me straight to the payment plans

Three reasons to use our payment plans

1. You don’t have to find any initial capital outlay

This means you can have the canopy of your choice now, rather than compromising on your current environment by having to wait for the capital to become available.

2. You can accurately factor your canopy cost into your finances.

The payments are fixed for the period of the agreement, so you can accurately budget for your canopy and don’t have to worry about any nasty payment-related surprises cropping up.

3. You can also defer your payments.

Our Buy Now Pay Later deferred plan means you can have your canopy immediately and start paying later (see the two options below).

Option 1

Spread the cost with Interest Free Finance

0% APR Representative

• No fees or interest to pay
• Available over 24 or 30 months
• 20% deposit required

Representative Example:

Cash Price £5,000; 20% Deposit £1,000; Amount of Credit £4,000; 24 Monthly Repayments of £166.67; Rate of Interest 0% p.a. fixed; 0% APR Representative; Total Amount Payable £5,000

Representative Example 2:

Cash Price £5,000; 20% Deposit £1,000; Amount of Credit £4,000; 30 Monthly Repayments of £133.33; Rate of Interest 0% p.a. fixed; 0% APR Representative; Total Amount Payable £5,000

Option 2

Buy now with nothing to pay for 3 months

14.9% APR Representative

• 20% deposit required
• Repay the agreement in full within the deferral period & there’s no interest to pay (£29 early settlement fee applies)
• Or if after 3 months you have not repaid the total amount of credit then you will be charged interest on the outstanding balance from the start of the agreement until the credit is fully repaid.

Representative Example:

Cash Price £5,000; 20% Deposit £1,000; Amount of Credit £4,000; Duration of Agreement 120 months (incl. 3mth deferral); 120 Monthly Repayments of £63.49; 14.9% APR Representative; Total Amount Payable £8,618.80; £29 Early Settlement Fee.

Option 3

Buy now with nothing to pay for 9 months

19.9% APR Representative

• 20% deposit required
• Repay the agreement in full within the deferral period & there’s no interest to pay (£29 early settlement fee applies)
• Or if after 9 months you have not repaid the total amount of credit then you will be charged interest on the outstanding balance from the start of the agreement until the credit is fully repaid.

Representative Example:

Cash Price £5,000; 20% Deposit £1,000; Amount of Credit £4,000; Duration of Agreement 80 months (incl. 9mth deferral); 80 Monthly Repayments of £90.04; 19.9% APR Representative; Total Amount Payable £8,843.20; £29 Early Settlement Fee.

Credit is subject to status and affordability. Terms & Conditions Apply. Canopies UK Limited FRN: 723612 1 Chanters Way, Darwen, Lancs, BB3 0GY is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.

Our guarantees

We are proud to offer a ten-year installation and labour guarantee on all of our home canopy products.

Find out more

Contact Canopies UK

For more information about Canopies UK, or to discuss a quote, contact us on 01254 777 002 or click below.

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